Terms of Use

Last updated: March 21, 2026

By accessing InsureWise at freeinsurancecalculators.pages.dev, you agree to these Terms of Use. Please read them before using our services.

1. Acceptance of Terms

By using InsureWise, you confirm that you are at least 13 years of age and agree to these Terms and our Privacy Policy.

2. Use of Calculators

InsureWise provides free insurance calculators for informational and educational purposes only. Results are estimates and not insurance quotes, professional advice, or a guarantee of any coverage or premium. Always consult a licensed insurance professional and obtain quotes from licensed insurers before purchasing coverage.

3. No Insurance Sales or Referrals

InsureWise is not a licensed insurance agent, broker, or marketplace. We do not sell insurance, provide quotes, or refer users to insurance agents. We are an independent information resource only.

4. Accuracy of Information

We strive to ensure our calculators use accurate and current rating factors. However, InsureWise makes no warranties regarding accuracy or completeness. Insurance rates, regulations, and market conditions change frequently.

5. Intellectual Property

All content on InsureWise — including calculator logic, written content, design, layout, and code — is original work protected by copyright law. Unauthorized reproduction, copying, or distribution is strictly prohibited and may result in legal action.

6. Limitation of Liability

InsureWise and its operators shall not be liable for any damages arising from your use of this website or decisions made based on our calculator outputs.

7. Governing Law

These Terms shall be governed by applicable laws. Disputes shall be subject to the jurisdiction of the courts of India.

8. Contact

Questions? Contact us at vipcogent@gmail.com.